🔍 Decline Event Input
Simulate any real decline code across Stripe, Paddle, and LemonSqueezy to determine retry logic and scheme compliance.
Classification Decision
SOFT_INSUFFICIENT_FUNDS
Liquidity shortage detected. Account is valid.
Blind Retries Allowed
YES (Smart Payday Schedule)
Visa / Mastercard Penalty Risk
LOW (Scheme Compliant)
Visa & Mastercard Scheme Mandate
Complies with Visa Continuous Authority & Mastercard Transaction Hygiene rules. Retries capped <= 4 attempts (limit 15/30 days).
Tone Guidance: Empathetic reassurance. Do not pause service immediately; notify gently.
📅 Smart Retry Schedule & Milestone Timeline
Exact ISO timestamp retry execution avoiding Visa/Mastercard excessive-retry penalties.
⚙️ Campaign Parameters
Select Dunning Step
Day 0: Soft Heads-Up
🧮 SaaS Churn Economics Inputs
Adjust metrics to model your involuntary payment failure recovery and 36-month compounded LTV saved.
$50,000
5.0%
45%
71%
$99
Monthly Leaking MRR
$1,125
$13,500 annual at risk
Net Recovered ARR
+$6,615
+$551/mo fresh recurring cash
36-Month Compounded LTV Saved
$272,532
Multi-year cohort compounding
ROI vs $500/mo SaaS (ChurnBuster)
51.3x
Payback in 7 days
📈 36-Month Cumulative Cash Flow Saved
🛡️ Cloudflare Worker Edge Webhook Gateway
Self-hosted, sub-15ms webhook listener for Stripe, Paddle & LemonSqueezy. Zero monthly API subscriptions.
// Loading Cloudflare Worker script...📦 Export Dunning Campaign (JSON)
Machine-readable payload with full retry timestamps and email/SMS/Slack payloads.
📝 Executive ROI Report (Markdown)
Ready for investor memos, CFO proposals, or revenue operations reviews.